“I am 30 years old. I went to college to get a better job. But now I regret going. I originally owed $70,000, have been paying for nine years and now owe $157,000. I can barely afford to go to the dentist or doctor. If there’s an emergency, I have to rely on credit cards or retired parents. I am living at poverty level and would have been better off not going to college. I’m never going to be able to buy a house or save money. I don’t know if I’ll ever be able to enjoy life again.” (Kristina M.)
